COMMERCIAL AND INDUSTRIAL INSURANCE
Coverage shaped around
your operations.
Insurance and bonding conversations for middle market businesses, manufacturers, industrial operations and contractors.
Look at the whole business.
Your property, people, vehicles and contractual obligations are connected. Tell us about your operations, locations, current policies and what is changing before your next renewal.
Property and income
Discuss buildings, equipment, inventory and the effect of a covered interruption.
Liability and excess
Review general liability, products and completed operations, and umbrella or excess options.
People and vehicles
Consider workers’ compensation, commercial auto and the employees and vehicles supporting your business.
MANUFACTURING AND INDUSTRIAL
Think beyond the production line.
Discuss your facilities, critical equipment, materials, finished goods and customer commitments. Identify processes that constrain production and how repair or replacement lead times could affect operations.
Facilities and machinery
Bring equipment schedules, property values and details of essential machinery to the review.
Production and interruption
Discuss how a covered shutdown could affect income, continuing expenses and customer obligations.
Products and delivery
Consider products liability, installation work, goods in transit and other exposures specific to your operation.
CONSTRUCTION
From the jobsite to the next contract.
Tell us about your trades, project types, subcontracted work, vehicles and mobile equipment. Share contractual insurance requirements before project deadlines so coverage questions can be discussed.
SURETY AND BONDING
Plan for the bond behind your opportunity.
Bring us the required bond form, obligee, amount and deadline. We can discuss the type of bond requested and the information needed for underwriting.
Contract bonds
Discuss bid, performance and payment bond requirements for your upcoming work.
Commercial bonds
Discuss license, permit and other business bond requirements.
Prepare early
Depending on the bond, underwriting may require financial statements, ownership information and details of the obligation.
Approval, pricing and capacity depend on underwriting. A surety may seek reimbursement under an indemnity agreement for losses it pays.
Bring us the questions behind your renewal.
Adding equipment, opening a location, signing a larger contract or entering a new line of work? Tell us what is changing.